Important Disclaimer

All content on this website, including but not limited to text, graphics, images, information, and materials, is provided on an "as is" basis for informational purposes only.

• • The information provided may not be accurate, complete, or current
• • Novac Lending LLC makes no representations or warranties of any kind, express or implied
• • We reserve the right to modify or remove any content without prior notice

Key Investment Risks Include:

• Loss of Capital: You may lose some or all of your invested principal
• Market Volatility: Real estate markets can fluctuate significantly
• Illiquidity: Real estate investments may not be easily converted to cash
• Borrower Default: Borrowers may fail to repay loans as agreed
• Property Damage: Collateral properties may lose value due to damage or market conditions
• Economic Conditions: Economic downturns can negatively impact returns

Novac Lending LLC does not provide:

• Financial advice or investment recommendations
• Legal advice or counsel
• Tax advice or planning services
• Accounting or audit services

Novac Lending LLC makes no guarantees, representations, or warranties regarding:

• • Future investment performance or returns
• • The achievement of any particular financial outcome
• • The accuracy or completeness of any projections or forecasts
• • The suitability of any investment for your specific circumstances

Past performance is not indicative of future results. Historical returns, expected returns, and probability projections are provided for informational purposes only and should not be construed as guarantees.

Certain investment opportunities may be limited to accredited investors as defined by applicable securities laws and regulations.

An accredited investor generally includes individuals with:

• • A net worth exceeding $1,000,000 (excluding primary residence)
• • Annual income exceeding $200,000 (or $300,000 with spouse) in each of the prior two years with expectation of the same for the current year

It is your responsibility to determine whether you meet the criteria for accredited investor status. Consult with a qualified attorney or financial advisor if you have questions about your status.

This website may contain forward-looking statements regarding future events, projections, or expectations. Such statements are subject to risks and uncertainties and actual results may differ materially.

Forward-looking statements are based on current assumptions and information available at the time and are not guarantees of future performance.

This website may contain links to third-party websites or reference third-party information sources. Novac Lending LLC is not responsible for the accuracy, completeness, or reliability of any third-party content.

The inclusion of any link or reference does not imply endorsement by Novac Lending LLC.

To the maximum extent permitted by law, Novac Lending LLC, its officers, directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

• • Use of or reliance on information contained on this website
• • Investment decisions made based on website content
• • Errors, omissions, or inaccuracies in website content
• • Interruption or termination of website access